About
Insurance should make sense before you buy it
A short introduction to who you would be working with, and how an independent brokerage differs from a captive agent.
Your broker
Darren Palmer
Independent Health & Life Insurance Broker
- Office
- (314) 455-7919
- Cell
- (314) 643-8253
- Licensed in
- MO · OH · MI
Palmer Health & Life is an independent insurance brokerage. It is not owned or operated by Compass Health Consultants.
A note from Darren
At Palmer Health & Life, my goal is to make insurance easier to understand. I help individuals and families review their options, identify their priorities, and find coverage that fits their specific situation. As an independent broker affiliated with Compass Health Consultants, I have access to multiple insurance options rather than representing only one carrier.
What “independent” actually means
You are the client, not the carrier
A captive agent represents one insurance company. An independent broker represents you, and presents the options that are actually available for your situation.
More than one option on the table
Being independent means being able to compare across carriers rather than fitting you into whatever a single company happens to sell.
The same person before and after
The person who helps you choose coverage is the same person you call later with a question.
Have a question about your situation?
A consultation costs nothing and commits you to nothing.